Debt causing many to put off retirement

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	Debt causing many to put off retirement


	Reaching the age of 62 and heading off to retirement was the dream of most Americans, but the current economic climate is changing that dream for many as the economy worsens and debts increase.

	Reaching the age of 62 and heading off to retirement was the dream of most Americans, but the current economic climate is changing that dream for many as the economy worsens and debts increase. According to the 2009 Retirement Confidence Survey from the Employee Benefit Research Institute (EBRI), only 13 percent of workers said they have enough money to have a comfortable retirement - the lowest number since the question began being asked in 1993. Some factors playing into the drop in confidence are job losses, loss of savings and mounting debt. Because of this, many workers say they will be working later into life than expected with 89 percent saying they will postpone retirement in order to increase their financial security. At 91 percent, debt was one of the top factors contributing to a "great deal" or "some" loss of confidence. Once at retirement age, it becomes imperative for people to more closely budget their expenses, which is one way a prepaid debit card can help. By only allowing consumers to spend the money loaded onto the card, a prepaid credit card or prepaid debit card can help many people avoid falling into credit card debt.

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*The USA PATRIOT Act is a Federal Law that requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "100% Approval " and "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation.

Media Lead Exchange, LLC is a financial matching service - matching individuals with prospective account products. In order to get you approved, your information may be placed with several Banks or independent companies. Media Lead Exchange, LLC is not a financial institution. Media Lead Exchange, LLC will review your information and in its sole discretion, may submit your Application to one or several banks for acceptance. If your application is accepted, an account will be established by the bank for you and its terms, conditions and fees will be delivered to you by mail. You, the applicant, by using this account or its associated debit card, are acknowledging receipt of all the terms, conditions and fees for that account and agree to those terms, conditions and fees.

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